These are some tolls that will help you do your financial plan for a new or existing co-op. These are maintained and updated on a regular basis, but they may contain bugs and come with guarantee. While all the tools will work fine with Microsoft Excel (.xlsx), we strongly recommend the use of LibreOffice and Open Document formats (.ods, .odt, etc.) to protect users’ freedom and fight against the hegemony of proprietary software and big tech. If you need support using any of those tools or want to learn about co-op finance, the best is to get involved with Radical Routes’ Finance Working Group. Contact us here: firstname.lastname@example.org.
financial forecast for housing co-ops
This is the Radical Routes financial forecasting spreadsheet. It can be used by new or existing co-ops needing to raise finance to buy properties (via mortgage or loan stock) or to budget income and expenditure and assess long terms financial viability. This link below always has the most up-to-date version.
Loan stock calculator
This helps you to work out yearly interest cost on your loan stock and total repayment due at the end of the terms.
MORTGAGE LOAN calculator
This helps you to work out capital and interest payment on your mortgage loan, on a yearly or monthly basis.
Free PDF Downloads
These are some ebook PDF downloads for Radical Routes publications which you may find helpful! Just print them out and staple them together. If you need these printed in larger quantities (e.g. for an event), please contact email@example.com. Please be aware that some of these are quite old and may be out of date – the best way to get informed is to get involved with Radical Routes.
Intro to Radical Routes
A short (16 page, A5) booklet introducing Radical Routes. Topics covered include Aims and principles; How Radical Routes works; How to join; How we raise and then lend money to our Members; Other services we can offer to members
How To Set Up A Housing Co-Op
We believe that everyone should be in control of their own housing, not at the whim of their landlord. Co-ops also provide secure homes, so that your housing is not dependent on your financial security.
How To Set Up A Workers Co-Op
Choosing legal structures, registration with companies house, market research, business plans, democratic decision making, legal requirements & responsibilities, finances and a few bits on running the thing once you’ve set it up. It includes model company articles of association, which can be downloaded in an editable form from Seeds for Change.
How to Setup a Social Centre
92 A4 pages of legal structures, business planning, property maintenance, licencing, policies, housing legislation, running a bar, etc.
Work Out Your Ecological Footprint
Eco-footprinting is an accounting system to measure and compare our resource use. An essential tool for an environmental audit.
Radical Routes Member Directory
This is the 2015 edition of the directory; the latest list of Radical Routes member co-ops can be found on our website.